CA Assist, operated by Cognitive Automation
1. The programme
1.1 The Referral Program lets a Referring Firm invite another chartered accountancy firm (a Referred Firm) to use CA Assist. If the invitation succeeds, the Referring Firm earns a reward (account credit or money, as set out below) and the Referred Firm gets an extended trial.
1.2 These terms are part of, and subject to, our Terms and Conditions. Capitalised terms not defined here have the meaning given there.
2. How it works
2.1 Referred Firm benefit. A Referred Firm that signs up using a valid referral link or code and completes identity verification receives an extended free trial instead of the standard trial. Its length is the one in force when the Referred Firm signs up, as shown on the sign-up page and the Referrals page (45 days on 15 October 2026), or the one in force when the trial is granted if that is longer. This extended trial is available once per verified firm identity. A firm (including any firm sharing the same PAN, ICAI firm registration number, GSTIN, mobile number or WhatsApp business number) that has already had a trial, or an account, is not eligible.
2.2 Referring Firm reward. The Referring Firm earns a reward, paid as account credit or, under Section 4A, as money, for each Referred Firm that meets the conditions below. The amount is the reward in force when the Referred Firm signs up, as shown on the Referrals page in your account (₹199 on 15 October 2026), or the reward in force when the credit is issued if that is higher. Credit is not money: ₹1 of credit takes ₹1 off the price of a Plan. A reward is earned for each Referred Firm that:
(a) completes identity verification;
(b) purchases a paid Plan;
(c) makes its first subscription payment, which is received and not refunded, reversed or charged back; and
(d) remains in good standing until the 14th day after that payment (the "Maturity Date").
2.3 Timing and review. Every reward is reviewed by CA Assist before it is credited. Once the Maturity Date has passed we check the conditions in 2.2 and Section 5, and credit the reward when we approve it, usually within a few working days. We will notify you in the app and by email when a reward is credited or refused. A referral that signed up before 8 October 2026 keeps the ₹399 reward of the previous version of these terms if the Referred Firm makes its first payment by 7 December 2026.
2.4 First-referral bonus. On the Referring Firm's first reward under 2.2 it also receives free service for the number of days in force when the Referred Firm signed up, as shown on the Referrals page (45 days on 15 October 2026), or the number in force when the bonus is applied if that is more. It is provided as account credit equal to that many days of the price of its Plan (monthly list price × days ÷ 30, calculated when the bonus is applied). If the Referring Firm is on a trial or has no paid Plan when the bonus is earned, the bonus is held and applied only after it buys a paid Plan. The bonus does not extend or overlap any trial.
2.5 One extended free allowance per firm, for life. Each firm (identified by a shared PAN, ICAI firm registration number, GSTIN, mobile number or WhatsApp business number) can receive the extended free allowance (the trial under 2.1 or the free days under 2.4) only once in its lifetime, either as a Referred Firm under 2.1 or as a Referring Firm under 2.4, not both. A firm that has received the allowance in either capacity is not eligible for it again, including if it later refers other firms, cancels, closes its account, or registers again. Free periods do not overlap, extend or combine with each other or with any other trial. The credit under 2.2 is separate and is earned on each qualifying referral.
2.6 Codes apply at signup only. A referral code can be applied only when the Referred Firm creates its account. It cannot be added to an existing account.
3. Eligibility
3.1 To participate you must have a verified account in good standing (not suspended, not under investigation, and not in breach of the Terms) and must accept these terms.
3.2 You may refer only genuine, independent firms. You may not refer yourself, your own or affiliated entities, or firms sharing an identity key described in 2.1.
3.3 Each Referred Firm can be credited to one Referring Firm only, the one whose code was used at first signup.
4. Credit
4.1 Credit is applied automatically to your future subscription invoices before taxes. It cannot be used for anything else, cannot be exchanged for cash, refunded, sold, or transferred, and has no value outside the Service.
4.2 Credit expires 6 months after it is issued, including the bonus under 2.4. The credit that expires first is used first. Credit that has expired cannot be restored.
4.3 Limits. You may receive rewards for up to 25 Referred Firms in any rolling 12-month period. We may raise or lower this for you or others.
4.4 GST and other taxes are calculated on the amount you pay after credit is applied. You are responsible for your own tax treatment of credit.
4.5 If your subscription ends or is terminated for your breach, unused credit lapses.
4A. Rewards paid as money
4A.1 Which form. A reward is paid in the form shown on the Referrals page when the Referred Firm signs up (account credit, or money). When we approve a reward we may pay it in the other form for the same amount, and we tell you which form we used. The first-referral bonus under 2.4 is always account credit.
4A.2 How money is paid. Money rewards are paid only by UPI, to the UPI ID your firm's owner gives on the Referrals page. The UPI ID must belong to your firm or one of its partners or proprietor. A payment to the UPI ID given is a payment to you. We never ask for a bank account number, card details or any password to pay you.
4A.3 Yearly limit. We pay at most ₹20,000 as money to one firm in a financial year (1 April to 31 March). Any part of a reward above that limit is paid as account credit under Section 4.
4A.4 Timing. We usually send a money reward within 7 working days after we approve it, or after you give a UPI ID if you had not given one, and we email you the bank's transaction reference (UTR). If you do not give a UPI ID within 60 days after we approve a reward, or a payment to the UPI ID you gave fails, we may pay that reward as account credit instead and will tell you.
4A.5 Tax. A money reward is income of your firm and you are responsible for the tax on it, including GST if your firm is registered and the law requires you to charge it. We do not deduct tax at source from money rewards within the limit in 4A.3.
4A.6 Reversal. If a money reward is reversed under Section 6, we may deduct the amount from your future rewards or credit, or ask you to repay it.
5. Verification, review and refusal
5.1 To prevent fraud and duplicate trials we verify identity using details such as ICAI firm registration number, PAN, GSTIN, name and mobile number, and we may run automated checks and manual review. You agree to give accurate information and consent to those checks.
5.2 We may withhold, delay, reverse or refuse any referral, trial or reward, at our discretion acting reasonably, where we suspect fraud, misuse, self-referral, duplicate or fictitious firms, manipulation, or breach of these terms or the Terms and Conditions.
5.3 Our decision on eligibility is final, subject to Section 10 (disputes).
6. Clawback
6.1 If, after a reward is credited, the payment that earned it is refunded, reversed, charged back or found to be fraudulent within 30 days after the reward date, we will reverse the reward. If you have already used the credit, or the reward was paid as money, the reversed amount may be deducted from future rewards, credit or invoices, or repaid under 4A.6. Any First-referral bonus credit is reversed in the same way, but the free allowance stays used and is not restored.
6.2 If a referral is later found to have breached these terms, we may reverse related rewards regardless of timing.
7. Your conduct
7.1 When you promote CA Assist you must: (a) be truthful and not make false or misleading claims about the product, pricing, savings or results; (b) not spam, send unsolicited bulk messages, post in groups where promotion is not allowed, or use misleading, deceptive or intrusive methods; (c) comply with applicable law and with the rules and ethics that bind you as a professional, including any restrictions on advertising, solicitation or commission arrangements; (d) not use our name, trademarks or branded keywords in paid advertising without written permission; and (e) not offer or promise anything on our behalf.
7.2 Your obligation to check your own professional rules. You are responsible for confirming that taking part in this programme is consistent with the rules of the Institute of Chartered Accountants of India and any other rules that bind you. We do not offer professional advice about them. Rewards under this programme are paid by CA Assist for introducing firms to its software. They are not a share of, or a payment for, any professional fees or client work. If the rules that bind you do not allow you to accept money rewards, ask us and we will pay your rewards as account credit.
7.3 Privacy. You will only share a referred firm's business details with our programme if it has agreed. We show you only the status and dates of your referrals, not the referred firm's data or usage.
8. Relationship
8.1 Participation does not make you our employee, agent, partner or representative. You cannot bind us or make statements on our behalf.
8.2 No fee is payable for participating. We are not obliged to accept anyone into the programme or to run it for any period.
9. Changes and termination
9.1 We may change, suspend or end the programme, or change rewards, limits, trial lengths or eligibility, at any time. For changes that reduce rewards, we will give notice, and referrals already signed up before the change keep the terms that applied when they signed up, provided they convert within 60 days of that notice.
9.1A Pausing the programme. While the programme is paused, referral links and codes give new sign-ups the standard trial instead of the extended trial, and no new referral is recorded. Referrals recorded before the pause keep these terms and are reviewed and rewarded as usual. We show on the Referrals page whether the programme is open.
9.2 We may remove you from the programme at any time for breach, misuse or where required by law. On removal, unearned rewards are cancelled.
10. Disputes and law
These terms are governed by the laws of India. Section 18 (governing law and disputes) of the Terms and Conditions applies. Before starting any formal proceeding, please write to admin@caassist.app with details and we will respond within 7 days.
11. Liability
The limitations and exclusions in Section 15 of the Terms and Conditions apply to the programme. Referral credit and trial periods are provided "as is" without any warranty of value or outcome.
12. Contact
Questions about the programme: admin@caassist.app.